I’ll find the loan. You find the home.
Florida mortgage consulting for first-time buyers, move-up buyers, refinancers, and investors — simple, clear, and backed by decades of expertise.
Not just a consultant. A partner.
I'm Angela, a Florida-licensed Mortgage Consultant working alongside my father, Mario Galup, a mortgage professional with over 30 years of experience closing deals across Florida. You get me as your guide through every step of the process and his expertise behind every decision.
Wherever you are in real estate — I can get you funded.
Buying
First home, move-up, or new construction. You've been waiting long enough. Let's find out what you actually qualify for — it's probably more than you think.
Refinancing
Your current rate isn't your forever rate. Whether you want to lower your payment, tap your equity, or shorten your term — let's run your numbers and see what's possible.
Investing
Building a portfolio or buying your first rental property. You need a lender who understands investment financing and moves as fast as the deals do.
Three steps.
No confusion.
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Tell me where you are and where you want to be. No pressure, no commitment. A consultation.
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We gather your real numbers together: credit, income, equity or down payment. I’ll tell you exactly where you stand and what’s possible right now.
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We find the right loan for your specific situation, submit your application, and get you to the closing table. I’m with you every step of the way.
Real people. Real closings.
Client stories coming soon.
— Former CustomerClient stories coming soon.
— Former CustomerClient stories coming soon.
— Former CustomerFrequently Asked Questions
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Not at all. Many loan programs are designed for buyers with less-than-perfect credit. We'll look at where you are today and map out the best path forward, whether that's buying now or building toward it.
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This is one of the biggest myths in home buying. Most of my clients put down far less. There are programs that allow as little as 3% down, and some with no down payment at all. We'll find what works for your situation.
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That depends on your full picture — income, debts, credit, and goals. A lot of people are surprised by what they qualify for. The only way to know for sure is to have a conversation.
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Pre-qualification is a quick estimate based on what you share with me. Pre-approval is a deeper review of your financials and carries a lot more weight with sellers. I'll walk you through both.
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Typically 30–45 days from application to closing, depending on the loan type and how quickly documents are gathered. I keep you informed every step of the way so there are no surprises.
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Self-employed borrowers absolutely can qualify for a mortgage. We just document income a little differently. There are loan programs built specifically for people in your situation.
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Yes. No cost, no commitment, no credit pull, no pressure. It's just a conversation so we can figure out if and how I can help you.
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No. Our initial consultation is just that, a conversation. I won't pull your credit until you're ready to move forward and give me the green light. You can ask every question you have, understand your options, and take your time deciding.